Open source alternatives

Actual

Budgeting without a bank connection: envelope method, or simply income and spending at a glance. No access to your account, no subscription.

Actual

Mint shut down in March 2024. Here you keep track of your money, without a bank connection, and your financial data stays with you.

Actual

Income, spending and fixed costs at a glance, without an app accessing your bank account. You fetch the transactions from online banking yourself, and the analysis stays with you.

Actual

Budgeting with categories, goals and reports, without a subscription and without a bank connection. You load transactions from online banking, and the data lives in your own instance.

Actual

A tidy budgeting app with categories, budgets and trends that runs in the browser on any device. No bank connection and no subscription, in your own instance.

Actual

Zero-based budgeting: every euro gets a job before the month begins. Actual does exactly that from the ground up, without a subscription or access to your account.

Actual

The envelope method, digital: split money into envelopes and see what is left in each. With no cap on the number of envelopes, in your own instance.